Risks, Vol. 7, Pages 71: On the Validation of Claims with Excess Zeros in Liability Insurance: A Comparative Study Risks doi: 10.3390/risks7030071 Authors: Marjan Qazvini In this study, we consider the problem of zero claims in a liability insurance portfolio and compare the predictability of three models. We use French motor third party liability (MTPL) insurance data, which has been used for a pricing game, and show that how the type of coverage and policyholders’ willingness...
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